The CRA Hates Women? Kevin J. Johnston Exposes a System Built to Divide | Tax & Money Show Ep. 48

Tom Broderick
Jun 20
2 min read

Updated: Jun 22

What if the tax system designed to “serve Canadians” is actively working to destabilize your family—especially if you’re a woman?

In Episode 48 of The Tax and Money Show, Kevin J. Johnston reveals how the Canada Revenue Agency (CRA) systematically uses manipulative tax policies that disproportionately target women and break down households.

This isn’t just a tax issue—it’s a family crisis disguised as compliance.

🎥 Watch the episode now to uncover how the CRA’s spousal tax tactics create division, financial instability, and emotional stress—and how you can protect your family.

How the CRA Targets Women Through Spousal Tax Tactics

The CRA has long required couples to file interconnected returns, but this opens the door to serious abuse when:

A woman’s income is lower and she’s deemed “dependent”
Tax benefits like the Canada Child Benefit (CCB) are frozen due to “incorrect spousal declarations”
Audits are triggered due to “mismatched” family status reports

💥 In many cases, the CRA uses data discrepancies to audit only one spouse—often the woman—causing undue fear, legal stress, and financial penalties.

According to the 2022 Report from Canada’s Taxpayers' Ombudsperson, women disproportionately face delays in benefit reassessment and are more likely to be asked to prove cohabitation or separation under ambiguous rules.

Real Story, Real Damage: When the CRA Uses Your Relationship Against You

Kevin shares a devastating true story from a Canadian woman who was:

Encouraged by a trustee to file separately
Then audited by the CRA for “suspicious marital status”
Had her benefits revoked and a lien placed on her bank account

“The CRA doesn’t just take your money—they take your peace of mind.”

In this episode, Kevin walks viewers through how the CRA:

Misuses the spousal income relationship to trigger audits
Forces separated couples to prove estrangement with housing, bills, and third-party verification
Exploits non-financial caregivers by treating their unpaid work as non-contributing

The Psychological Toll: How Fear Undermines Trust at Home

Beyond finances, the CRA’s audit process can severely damage personal relationships. Kevin breaks down how:

CRA reps use intimidation to push quick decisions
Couples are pitted against each other under suspicion of “benefit fraud”
Fear of audit or collections causes breakdowns in communication, co-parenting, and even divorce

“These agents are trained to shake the household—because when you’re afraid, you pay faster.”

What You Can Do to Fight Back—Without Falling Into Their Trap

Kevin arms viewers with strategic, legal solutions to protect their families:

Never file taxes alone if your household is complex
Document all family financial contributions—paid or unpaid
Avoid hiring trustees or third-party advisors aligned with CRA interests
Use corporate structures or trusts for better asset protection and transparency